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How to Start a Business on a Budget – The Template

04/06/2025Azrul TarmiziBusiness tips

A little tight on funds but still strongly believe on your million dollar idea? You are not alone and there are many out there who are in the same predicament as you. Starting your business on a tight budget may sound terrifying at first, but once you understand the simple guidelines and template, you will

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Man is seen managing his finances by organizing payment from his piggybank

Managing Debt as a Self-Employed Professional

23/05/2025Sam HarithBusiness tips, Personal Finance

(managing debt – 7 minute read) This article was originally written for the Pocketsmith blog. Read it here too! Its never fun to talk about debt. However, it is difficult to avoid debt as a working adult. You’ve got mortgages, credit cards, overdrafts and buy now pay later schemes all contributing to your personal debt.

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Estate tax NZ: Read this before you die!

08/05/2025Sam HarithUncategorized

(Estate tax NZ – 7 minute read) This article first appeared on the Pocketsmith blog. You can check it out here! There are two things that are certain in this world. Death and taxes. At least with taxes, you can take steps to mitigate and (legally) reduce the amount you pay. But there is no

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GST registration in NZ – when to do it?

02/05/2025Sam HarithUncategorized

(GST registration NZ – 3 minute read) At some stage all business owners in NZ will think about registering their business for GST. GST stands for Goods and Services Tax. If you need a reminder on what GST is, please read this article. A common question I get from a lot of our clients is

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