So here we are, in the midst of a financial crisis. Shops are closing, people are losing their jobs and there is a lot of fear and uncertainty in the air. But there is a glimmer of hope! Interest rates in general have fallen. Here in NZ, a quick search of home loan interest rates
To all my Muslim brothers and sisters and to everyone else, I would like to wish you Eid Mubarak or a very Happy Eid! We have successfully come to the end of Ramadan this year! Congratulations! Ramadan this year was particularly challenging due to the movement control orders and lock downs we all had to
‘Don’t be a tall poppy’ ‘Quit being such a show-off’ ‘So you think you’re so smart?’ Have you heard any of these before? Maybe they were directed towards you. Maybe you might have said them to someone else. But why do people feel a need to say these kinds of things? Having grown up in
It is time for the next in the ratio analysis series – efficiency ratios! So if you have been following the ratio analysis series, you will remember that we first discussed profitability ratios, to measure how profitable the business is. Then we looked at gearing/liquidity ratios which helps us determine whether or not the business