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Category Archives: Personal Finance

Man putting a coin in a piggy bank which is smiling and showing heart emojis

Investing Won’t Make You Rich (Instantly)

04/12/2024Azrul TarmiziPersonal Finance

Many would say that investing is the key to wealth and financial freedom. Despite its potential, investing alone offers no guarantee on the path of financial security. While strategic investments can grow your wealth with time, there are several reasons why it will take a significant amount of time before you see your returns. Over

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Man in orange traditional malay wear dreams of reaching to the top of a mountain which has a sign that reads, "you made it!"

Getting on Top of Rising Interest Rates

24/04/2024Sam HarithPersonal Finance

It is important to take note that this article was originally published on Pocketsmith. Everyone holds their breath every time the central bank makes an announcement. Here in Aotearoa New Zealand, the Reserve Bank of NZ (RBNZ) just recently announced an overnight cash rate (OCR) hike by 25 basis points to 5.5%, the highest it

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A man about to walk into an open manhole is saying 'Pfft, Insurance, who needs that?'. While walking away from an insurance agent

How Much Personal Insurance Do You Need?

14/02/2024Sam HarithPersonal Finance

(personal insurance – 5 minute read) Ah, Insurance. My dad told me that back in the 80s and 90s that insurance salespeople were looked down upon. Insurance was this scummy industry seeking to sell something that you hope you’d never have to use. Fast forward a few decades later and we’ve got all sorts of

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Interest Rates, Inflation and How To Stay on Top of Them

12/12/2023Azrul TarmiziPersonal Finance

Disclaimer: This article was first published on Pocketsmith’s website which you can view at the link here. Interest rates are having a moment, persistently remaining high thanks to rising inflation and a number of other factors. What can you even do about that? Take it from practicing accountant Sam Harith, who shares how inflation interacts

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