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Author Archives: Azrul Tarmizi

A girl looking at a book that reads "Tax Accounting for dummies" "How hard can it be" the woman exclaims.

Can You Do Your Own Accounting for Your Business? (DIY Accounting Guide)

16/02/2026Azrul TarmiziAccounting

You may find the original article posted here. Short answer: Yes, you can do your own accounting. Just like you can fix your own plumbing, cut your own hair, or repair your own car, there’s nothing legally stopping you from managing your own bookkeeping and business finances. But, and this is important, DIY accounting comes

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Understanding Good Debt & Bad Debt

12/12/2025Azrul TarmiziPersonal Finance

Hi there, accounting fans! This article was originally written here. If you’re a regular reader of this blog, you already know we carry a very strong anti-credit banner.But let’s be fair, not all of it is evil. Sometimes is actually good. Some can help you grow. And some…well, some will drag your wallet into a

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Can You Avoid Paying Taxes If Your Business Runs at a Loss?

07/11/2025Azrul TarmiziTax

This article was originally published here. “If my business runs at a loss, that means I don’t have to pay taxes… right?” Technically, yes. But also…not really.Let’s look at this further in depth to explain it better. How Business Taxes Actually Work At its core, tax is calculated as a percentage of your profit which

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stock market

What Are Stocks & How the Stock Market Works. A Basic Guide to Investing

31/10/2025Azrul TarmiziPersonal Finance

This article was originally written here: Watching the stock market can be an emotional rollercoaster, but it doesn’t have to be confusing. This clear, friendly guide explains what stocks are, how the stock market works, how you can invest, and how investors make money written for regular people, not finance majors. Disclaimer: This article is

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